As an educational professional, you know how to manage your business. But how do you manage your insurance risks?
By choosing Markel Specialty, you can customize an insurance plan to fit the unique needs of your business.
Markel Specialty’s insurance for educational services can help protect your business with the proper types of liability and property insurance at affordable prices. For over 20 years, our insurance for educational services program has provided a broad selection of coverages to many different educational facilities including:
- Computer training
- Charm/finishing/etiquette
- Culinary
- Continuing education
- Educational enrichment (S.T.E.M. and S.T.E.A.M.)
- Fine arts, drama, music, dance
- Language, included ESL, reading
- Montessori/Waldorf K-12
- Photography
- Robotics
- Tutoring and test prep (SAT, ACT)
After school academic/science/special interest programs such as:
- Arts and crafts
- Chess
- Cooking
Why do you need insurance for your educational service?
You don’t just need insurance, you need insurance customized to cover the risks that operating an educational service center exposes you to. Working with students can be thrilling, exhilarating and rewarding, but do you know how you would manage if you, your business, or one of your employees was faced with a huge lawsuit? Or if there was a fire? Or theft? Or a claim of abuse or molestation?
Markel Specialty has been offering insurance protection for businesses like yours for decades, and in that time, have developed an understanding of the unique risks and exposures you may face. A tutoring center may have very different needs from a culinary school, but every educational business, regardless of size or number of students, needs flexible, affordable insurance that’s the right fit for it. Our flexible coverages can be customized to give you the insurance protection you need at a price you can afford.
When choosing the right carrier and policy for your business ask yourself:
- Does the program offer liability coverages like abuse and molestation or professional liability?
- Does the company's claims team have experience handling highly emotional claims involving children?
- Does the company offer risk management tools to assist you in making your center safer?
Markel Specialty’s affordable insurance for educational services offers all of the above, and more.
Educational services insurance coverage
Markel Specialty's insurance for educational services means getting the right insurance for you – small or large, we can help!
Liability
General liability
Commercial general liability provides coverage for damages if there is an accident at your educational center that causes injury or property damage. Aggregate is the maximum amount we will pay for all covered claims combined.
We offer limits up to $1 million per occurrence/$3 million aggregate. (Aggregate is the maximum amount we will pay for all covered claims combined.
Abuse and molestation
Abuse and molestation is a critical coverage for hypersensitive situations. Our claims staff has experience in handling these types of claims..
Professional liability
Professional liability provides insurance coverage for teachers.
Corporal punishment
Child abduction
Employee benefits liability
Volunteers as insureds
Property
Commercial property insurance coverage for covered building in the event of a loss due to fire, windstorm, burglary, vandalism, or frozen pipes.
Accident medical
Student accident insurance offers coverage for students' medical bills if they are injured at school or during sponsored activities.
Automobile
Commercial auto provides liability and physical damage coverage for owned, leased, non-owned, and hired automobiles (such as vans, pickups, and buses) used at your school. Limits up to $1 million available. An extension endorsement is available for broader auto protection.
VALUE-ADDED SERVICES
Background checks, training materials and education available at negotiated rates.
Markel Specialty is committed to providing the tools you need to help you keep safety first.
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Read moreEarn an “A” for selecting Markel Specialty for your educational service center.
Contact one of our knowledgeable Markel Specialty agents to tailor an insurance solution for your learning center.
