As a contractor, you need business insurance tailored to your needs.

Workers compensation, businessowners policy, and more--Markel Specialty brings you the insurance coverage you need for your business.

Not only are you a contractor, you’re a business owner. You have probably spent more than one sleepless night thinking about what could go wrong, but may have become frustrated by the lack of offerings, the prices, inadequate customer service, or just the simple fact that these policies didn’t seem to take your needs into account.

A Markel Specialty insurance policy is designed specifically for residential and commercial building services contractors. Our policy is uniquely suited to your business needs. We can even cover the tools you need to get the job done.

Insurance coverages are available for a wide range of contractors including:

  • Carpet and rug cleaners
  • Electrical contractors
  • Fence contractors
  • Finish and trim carpenters
  • Landscape gardening and lawn sprinkler installers

Why do you need contractor insurance?

Your small business is not too small to have someone file a claim against you or to have an injured employee file for workers compensation. And from accounts receivables to water damage, you can get the coverage that your business needs . . . and deserves!

Our workers compensation policy can help you protect your business from the costs of a covered, on-the-job accident including lost wages and benefits, medical care, and legal representation. Our businessowners policy is customizable to fit your business needs covering liability, property, and other areas essential to helping you protect your business. Plus, if you combine our workers compensation and businessowners policies you can earn up to a 10% multi-policy discount.*

Additionally, Markel Specialty offers optional coverages of your valuable tools and equipment. Or if you deal with toxic chemicals, you can add pollutant clean up and removal coverage. Bottom line: if you are involved in the building trades, an artisan contractor, or deal in residential or commercial building services you can customize your contractors’ insurance coverage to match your business needs.

You may qualify for coverage if your business:

  • Subcontracts less than 25% of your company's work
  • Performs work 2 stories or less

What insurance coverages are available for contractors?

Affordable insurance coverage specifically designed for contractors like you.
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Background checks, training materials and education available at negotiated rates.
PayGo Payroll reporting is the billing plan of choice for workers compensation policyholders.

Specialty insurance for specialty contractors
Contact one of our appointed Markel Specialty agents and start a quote today!
*The discount applies to businessowners policy only.  Multi-policy discount not applicable to Equipment Breakdown Protection and Employee Practices Liability Insurance endorsements.